:root {
  --ink: #1a202c;
  --muted: #4a5568;
  --line: #e2e8f0;
  --card: #fff;
  --petrol: #2B6CB0;
  --cta: #c45c26;
  --cta-h: #a64b1d;
  --bg: #f7fafc;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}

.skip {
  position: absolute;
  left: -999px;
  top: 0;
}
.skip:focus {
  left: 8px;
  top: 8px;
  z-index: 20;
  background: #fff;
  padding: 8px 12px;
  border: 1px solid var(--petrol);
  color: var(--ink);
  text-decoration: none;
}

.wrap {
  max-width: 1040px;
  margin: 0 auto;
  padding: 0 16px;
}

.site-header {
  background: #fff;
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 5;
}
.site-header .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 10px 18px;
  padding-top: 12px;
  padding-bottom: 12px;
}
.brand {
  font-weight: 700;
  color: var(--petrol);
  text-decoration: none;
  font-size: 1.05rem;
  letter-spacing: -0.01em;
}
.brand:hover { text-decoration: underline; }
.brand span { font-weight: 500; color: var(--muted); font-size: 0.78rem; margin-left: 6px; }

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 14px;
  font-size: 14px;
}
.site-nav a {
  color: var(--ink);
  text-decoration: none;
}
.site-nav a:hover { color: var(--petrol); text-decoration: underline; }
.site-nav a[aria-current="page"] {
  color: var(--petrol);
  font-weight: 650;
  text-decoration: underline;
}

.site-main { padding: 22px 0 48px; }
.site-main .ktf {
  max-width: 980px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px 16px 28px;
}
@media (min-width: 720px) {
  .site-main { padding: 32px 0 56px; }
  .site-main .ktf { padding: 32px 36px 40px; }
}

.site-footer {
  background: #fff;
  border-top: 1px solid var(--line);
  padding: 28px 0 40px;
  font-size: 14px;
  color: var(--muted);
}
.site-footer a { color: var(--petrol); }
.site-footer .legal {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 16px;
  margin: 0 0 12px;
  font-weight: 650;
}
.site-footer .more {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 16px;
  margin: 0 0 14px;
}
.site-footer p { margin: 0 0 8px; }

/* Page content (same tokens as the plan) */
.ktf {
  --ink: #1a202c;
  --muted: #4a5568;
  --line: #e2e8f0;
  --card: #fff;
  --petrol: #2B6CB0;
  --cta: #c45c26;
  --cta-h: #a64b1d;
  color: var(--ink);
  line-height: 1.55;
}
.ktf h1 { font-size: 1.85rem; margin: 0 0 14px; line-height: 1.25; }
.ktf h2 { font-size: 1.45rem; margin: 40px 0 14px; }
.ktf h3 { font-size: 1.1rem; margin: 22px 0 8px; }
.ktf p { margin: 0 0 12px; }
.ktf ul, .ktf ol { margin: 0 0 16px; padding-left: 1.2rem; }
.ktf li { margin: 0 0 6px; }
.ktf-kicker {
  font-size: 12px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--petrol);
  margin: 0 0 12px;
}
.ktf-lead { font-size: 1.15rem; max-width: 40rem; }
.ktf-row { display: grid; gap: 14px; }
@media (min-width: 720px) {
  .ktf-row-3 { grid-template-columns: repeat(3, 1fr); }
  .ktf-row-2 { grid-template-columns: repeat(2, 1fr); }
}
.ktf-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 18px;
  display: flex;
  flex-direction: column;
}
.ktf-card strong { display: block; margin-bottom: 6px; }
.ktf-win { border-color: var(--petrol); box-shadow: 0 0 0 1px var(--petrol); }
.ktf-badge {
  font-size: 11px;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--petrol);
  font-weight: 650;
  margin: 0 0 8px;
}
.ktf-btn {
  display: inline-block;
  font-size: 14px;
  font-weight: 650;
  text-decoration: none;
  background: var(--cta);
  color: #fff !important;
  padding: 10px 14px;
  border-radius: 10px;
  margin-top: 10px;
  width: fit-content;
}
.ktf-btn:hover { background: var(--cta-h); }
.ktf-btn-ghost {
  background: transparent;
  color: var(--petrol) !important;
  border: 1px solid var(--petrol);
}
.ktf-btn-ghost:hover { background: var(--petrol); color: #fff !important; }
.ktf table {
  width: 100%;
  border-collapse: collapse;
  font-size: .92rem;
}
.ktf .table-scroll { overflow-x: auto; margin: 0 0 16px; -webkit-overflow-scrolling: touch; }
.ktf th, .ktf td {
  border-bottom: 1px solid var(--line);
  text-align: left;
  padding: 8px 6px;
  vertical-align: top;
}
.ktf th { color: var(--muted); font-weight: 650; }
.ktf-note {
  font-size: 13px;
  color: var(--muted);
  border-left: 3px solid var(--petrol);
  padding: 10px 12px;
  margin: 20px 0;
}
.ktf details { border-top: 1px solid var(--line); padding: 10px 0; }
.ktf summary { cursor: pointer; font-weight: 650; }
.ktf-muted { font-size: 13px; color: var(--muted); }
.ktf-nav {
  font-size: 13px;
  color: var(--muted);
  margin: 28px 0 0;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}
.ktf a { color: var(--petrol); }
.ktf a:hover { text-decoration: underline; }

@media (max-width: 719px) {
  .ktf h1 { font-size: 1.5rem; }
  .ktf h2 { font-size: 1.25rem; }
  .ktf table { font-size: .86rem; }
}